:root{--navy:#204574;--blue:#204574;--orange:#F26522;--sky:#F3F5F8;--peach:#F3F5F8}
html,body{background:var(--sky)!important;color:var(--navy)!important}
body{font-size:16px;line-height:1.6}
h1{font-size:clamp(1.45rem,4vw,2rem)!important;line-height:1.2!important;color:var(--navy)}
h2{font-size:clamp(1.15rem,3vw,1.45rem)!important;line-height:1.25!important;color:var(--navy)}
h3{font-size:1.02rem!important;line-height:1.3!important;color:var(--navy)}
p,li,span,td,th,label{color:var(--navy)}
a{color:var(--blue)}
.page-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%)!important;padding:38px 0!important}
.page-hero h1,.page-hero p,.page-hero li,.page-hero span,.page-hero strong{color:#FFFFFF!important}
.page-hero .eyebrow{color:#F26522!important}
.page-hero a:not(.btn){color:#F3F5F8!important}
.section{background:var(--sky)!important;padding:38px 0!important}
.section.soft{background:var(--peach)!important}
.card{background:#FFFFFF!important;border:1px solid #204574!important;border-radius:14px!important;box-shadow:0 6px 18px rgba(0, 56, 136, .08)!important}
.card h3,.card p,.card li{color:var(--navy)!important}
.card a{color:var(--blue)!important;font-weight:700}
.hero-panel{background:#FFFFFF!important;border:1px solid #204574!important;border-radius:14px!important;padding:20px!important}
.hero-panel h2,.hero-panel p,.hero-panel li{color:var(--navy)!important}
.eyebrow{color:var(--orange)!important;font-weight:700}
.btn{background:var(--orange)!important;color:#FFFFFF!important;border:0!important;border-radius:10px!important;padding:12px 18px!important;font-weight:700!important;display:inline-block;text-decoration:none!important}
.btn.secondary{background:#FFFFFF!important;color:var(--navy)!important;border:2px solid var(--navy)!important}
.page-hero .btn.secondary{background:transparent!important;color:#FFFFFF!important;border-color:#FFFFFF!important}
.legal{background:#FFFFFF;border-radius:14px;padding:20px;border:1px solid #204574}
img{max-width:100%;height:auto}
.site-header{position:sticky;top:0;z-index:80;background:#FFFFFF!important;box-shadow:0 2px 10px rgba(0, 56, 136, .12)}
.site-header .topbar{background:var(--navy)!important;color:#FFFFFF!important;font-size:14px;padding:6px 0}
.site-header .topbar a{color:#FFFFFF!important}
.site-header .header{background:#FFFFFF!important;border-bottom:3px solid var(--orange)}
.site-header .navwrap{display:flex!important;flex-wrap:wrap!important;align-items:center!important;justify-content:space-between!important;gap:10px!important;padding:10px 0!important;position:relative}
.site-header .brand{display:flex!important;align-items:center!important;gap:12px!important;text-decoration:none!important}
.site-header .brand img{height:76px!important;width:auto!important;max-width:none!important}
.site-header .brand span{font-size:22px!important;font-weight:800!important;color:var(--navy)!important;line-height:1.1}
.site-header .brand small{display:block;font-size:11px!important;font-weight:700!important;color:#204574!important;letter-spacing:.04em;margin-top:4px}
.nav-toggle{position:absolute!important;opacity:0!important;pointer-events:none!important;width:1px;height:1px}
.nav-burger{display:inline-block;background:var(--orange);color:#FFFFFF;padding:12px 18px;border-radius:10px;font-weight:800;cursor:pointer;font-size:16px;user-select:none}
.site-header .nav{display:none!important;flex-direction:column!important;align-items:stretch!important;width:100%!important;gap:4px!important;background:#FFFFFF!important;padding:12px 0 6px!important;border-top:1px solid #F3F5F8;text-align:left!important}
#nav-toggle:checked ~ .nav{display:flex!important}
#nav-toggle:focus-visible + .nav-burger{outline:3px solid var(--blue)}
.site-header .nav>a{display:block!important;padding:12px 6px!important;font-size:16px!important;font-weight:700!important;color:var(--navy)!important;text-decoration:none!important;border-bottom:1px solid #F3F5F8}
.site-header .nav>a.active,.site-header .nav-dd>summary.active{color:var(--orange)!important}
.nav-dd{position:static!important;border-bottom:1px solid #F3F5F8}
.nav-dd>summary{list-style:none;cursor:pointer;display:block;padding:12px 6px;font-size:16px;font-weight:700;color:var(--navy)}
.nav-dd>summary::-webkit-details-marker{display:none}
.nav-dd>summary::after{content:" \25BE";color:var(--orange)}
.nav-dd>.nav-menu{display:none!important;position:static!important;box-shadow:none!important;border:0!important;background:var(--sky)!important;padding:6px 0 10px 14px!important;min-width:0!important;flex-direction:column;gap:2px}
.nav-dd[open]>.nav-menu{display:flex!important}
.nav-dd>.nav-menu a{display:block;padding:9px 8px;font-size:15px;color:var(--navy);text-decoration:none;border-radius:8px}
.nav-dd>.nav-menu a.active{color:var(--orange)}
.nav-cta{background:var(--orange);color:#FFFFFF!important;border-radius:10px;text-align:center}
.footer{background:var(--navy)!important;color:#F3F5F8!important}
.footer h2,.footer h3,.footer strong{color:#FFFFFF!important}
.footer p,.footer li,.footer span,.footer div{color:#F3F5F8}
.footer a{color:#FFFFFF!important;text-decoration:underline}
.social-btn{color:#FFFFFF!important;border-color:#FFFFFF!important}
@media(max-width:700px){h1{font-size:1.5rem!important}.site-header .brand img{height:64px!important}.site-header .brand span{font-size:18px!important}}
.home-hero .btn.secondary{background:transparent!important;color:#FFFFFF!important;border-color:#FFFFFF!important}
.home-hero .eyebrow{color:#F26522!important}
.partner-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.wa-float{position:fixed;left:16px;bottom:18px;width:58px;height:58px;border-radius:50%;background:#204574;color:#FFFFFF;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 18px rgba(0, 56, 136, .25);z-index:999;text-decoration:none}
.wa-float svg{width:30px;height:30px}
.footer .fbtn{display:inline-block;background:var(--orange);color:#FFFFFF!important;padding:7px 14px;border-radius:8px;margin:2px 4px 2px 0;text-decoration:none;font-weight:700;font-size:14px}
.footer .subscribe{display:flex;flex-direction:column;gap:8px;max-width:320px}
.footer .subscribe input{padding:10px 12px;border-radius:8px;border:1px solid #FFFFFF;background:#FFFFFF;color:var(--navy)}
.footer .subscribe button{background:var(--orange);color:#FFFFFF;border:0;border-radius:8px;padding:10px 14px;font-weight:700;cursor:pointer}
.footer .social-btn{color:#FFFFFF!important;border-color:#FFFFFF!important}