Study Loan & Work-Study Programme: Study and Work Programme
Review the programme structure, eligibility, costs and written terms before applying.
Online study format; any work placement, schedule or payment depends on separate written programme terms.
This page describes a proposed study and work arrangement. Admission, funding, work availability, compensation, repayment obligations and eligibility must be confirmed in writing before any payment or commitment.
Ask for the full programme terms
Application closes when slots are filled.
Why this programme?
- No need to pay full fees before starting
- Start with just a 20% deposit and get instant LMS access
- Work 5 hours daily and study at your own pace
- Any salary or stipend is subject to a separate confirmed offer and written terms
- Gain work experience while you study
How it works: 4 simple steps
Step 1: Choose & apply
Choose from 42 Professional Certificate Programmes in Business, Tech, Fashion, Education and Health. Apply in 2 minutes.
Step 2: Pay 20% deposit, receive the admission decision and review any study-loan agreement
Once approved, pay a 20% non-refundable deposit to secure your slot. You will immediately receive:
- Official Admission Letter
- Payment Receipt
- Study Loan & Work-Study Agreement to sign
After signing, you get instant access to the Learning Management System.
Step 3: 2-month probation: prove yourself
Work remotely, 5 hours daily (8am to 6pm). During probation, no tuition is deducted from your salary. You earn base salary plus commission. There is a weekly performance review to help you grow.
Step 4: Get confirmed, earn your full salary and have your fees covered
Perform well during probation and you receive a confirmation letter. From Month 3, your monthly tuition is deducted from your salary towards your study loan, and you take home the balance plus commission each month.
Didn’t perform in 2 months? No problem. Work-Study ends and you continue your studies through a flexible instalment plan. No fees are deducted during probation, so you lose nothing.
Positions available at Online Learning & Students Support and ARFET
- Students Recruitment & Admissions Assistant: help students secure study abroad admissions (Bachelors, Masters, PhD), exam prep and Arfet programmes. Earn commission per admission, recruit qualified students, and follow up on deposits, tuition and visas.
- Business Development & Partnership Assistant: onboard schools and organisations as partners and build relationships that bring revenue.
- Students & Clients Marketing Assistant: find students interested in study abroad, Online Learning & Students Support programmes and exam prep, and find schools and clients. Pass qualified leads to the Students Recruitment and Admissions and Business Development teams for closing.
- Human Resources Assistant: support HR operations, including recruitment, interviews, onboarding and staff management.
- Fashion Design Assistant (Lagos Physical): market the fashion products, get customers, and sell ready-to-wear and bespoke designs. Earn commission per sale, and assist with sewing, ironing and attending to customers.
Eligibility
- 18 years and above
- Own a laptop and smartphone, and have internet access
- Good communication and willingness to learn
- Basic knowledge of MS Word, Excel, PowerPoint or Canva is an advantage
- SSCE, OND, HND or BSc: any level can apply
What you get
- Professional certificate from Online Learning & Students Support
- 12-month work experience letter
- Monthly salary plus commission
- Free training and mentorship
- Flexible online learning
Performance rule
Work-Study is performance-based. You must meet position-specific targets, which will be set out in your job description and agreement. If you miss target for 2 consecutive months after confirmation, Work-Study ends and you continue through the regular instalment plan.
Fees and salary
You work with Online Learning & Students Support and its subsidiaries, and your salary is deducted towards your study loan. There is no external lender.
Your personalised fee breakdown and salary structure will be sent to you after application review. Fees vary by programme and salary varies by performance.
Deposit to start: from 20% only.
Frequently asked questions
Do I need to pay full fees before starting?
No, just a 20% deposit.
Will tuition be deducted during probation?
No, there is zero deduction during the 2-month probation.
What happens if I don’t meet target after confirmation?
You get a warning and re-training. If it continues for 2 consecutive months, Work-Study ends and you continue through the instalment plan.
Contact us
For more information about the Study Loan and Work-Study Programme, or.
Visit our app: arfet-global.com.ng/app

